Terry Glynn Germann was born on August 8, 1941, at his family's farm near Holgate, Ohio, to Regina (Sonnenberg) and Harold Germann. He attended elementary school in Holgate and graduated from Wauseon High School in 1959. He attended Concordia College in Milwaukee, Wisconsin, and Concordia Senior College in Fort Wayne, Indiana, graduating in 1963. He then attended Concordia Seminary in St. Louis, Missouri, graduating in 1967. He married Susan (Kroemer) on July 1, 1967. He was ordained into ministry on July 23, 1967, in Wauseon, Ohio. Terry received a doctorate from Eden Seminary in St. Louis, Missouri, in 1979.
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